Keeping NPLs ratio below 3 per cent a challenge: experts stockbot 0 193 2020.09.17 16:27 http://vietnamnews.vn/economy/772419/keeping-npls-ratio-below-3-per-ce… + 39 https://vietnamnews.vn/rss/economy.rss + 13 The COVID-19 pandemic is weighing on the banking system’s non-performing loans (NPLs), requiring significant effort to keep NPLs ratio below three per cent by the end of this year as targeted by the Government.